German Financial Analyst Forecasts $9 for XRP Amid Regulatory and Infrastructure Momentum
A Frankfurt Stock Exchange-affiliated analyst predicts XRP could reach $9, citing regulatory progress and the potential of XRPL as a core settlement layer. This outlook follows Germany’s Sparkassen bank launching XRP trading for millions of customers. The analyst views long-term adoption as likely, despite current market consolidation.
In October 2026, Germany’s Sparkassen savings bank, serving approximately 50 million customers with €1.62 trillion in assets under management, began a phased rollout of XRP trading through its banking applications, marking a significant institutional entry into the cryptocurrency market. This development coincided with a public statement by Oliver Michel, an analyst affiliated with Tokentus Investment AG and linked to DER AKTIONÄR TV, a Frankfurt Stock Exchange-affiliated platform, who projected that XRP could reach $9 in the long term. Michel cited regulatory progress—specifically Ripple’s recent acquisition of a traditional trust bank license in the United States—as a key catalyst. He also emphasized the potential of the XRP Ledger (XRPL) to function as a core settlement layer for global finance, referencing over 60 licenses obtained worldwide, including an electronic money license. The analyst noted that while XRP is currently in a consolidation phase, with prices hovering near $1.24—a major demand zone—the confluence of institutional adoption, growing ETF inflows (reaching $1.81 billion), and broader macroeconomic shifts like the end of quantitative tightening could drive upward momentum.
The background includes Ripple’s ongoing efforts to build a full financial stack through acquisitions such as GTreasury and the development of custody and treasury management tools. These moves aim to position XRP not just as a speculative asset but as infrastructure for real-world fi
The integration of XRP into Germany’s largest savings bank network could signal a broader shift toward digital asset adoption within traditional finance, potentially influencing other European financial institutions to explore similar integrations. If Sparkassen’s rollout proves successful, it may encourage other national banking systems to experiment with crypto settlement layers, especially if XRPL demonstrates efficiency in cross-border transactions. This could accelerate the convergence of blockchain technology and legacy financial infrastructure, particularly in markets where ISO 20022 compliance is a priority. A comparable precedent exists in the early adoption of SWIFT’s digital transformation efforts, which took years to gain traction despite clear benefits. The real-world impact may be most pronounced in remittance corridors and institutional treasury operations, where speed and cost savings are critical. However, whether this momentum translates into sustained price appreciat