Business charge card rewards travel bookings with up to 10% back
Engine X is a business charge card integrated with Engine's travel platform, designed to earn rewards on corporate travel expenses. It offers up to 10% back in points on eligible hotel and rental car bookings made through Engine, plus 1.5% on everyday purchases, with no annual fee. New cardholders can earn 20,000 points after spending $2,000 in qualifying off-platform purchases within 30 days.
Engine X pairs a business charge card with Engine's travel booking platform, which over 30,000 businesses already use. The card's rewards scale with annual spending, rising from 6% to a maximum 10% back on hotel and rental car bookings made through Engine. Everyday purchases earn 1.5% back, and there's no annual fee or personal credit check required. New cardholders receive 20,000 points after spending $2,000 off-platform within 30 days. Points can offset Engine balances, book future travel, or be gifted to employees as rewards.
The card also allows businesses to stack benefits on hotel bookings, combining discounted Engine rates with hotel loyalty points and elite-night credit where eligible. This triple-dip approach is designed to maximize value from existing travel spending.
This product could reshape how small and mid-sized businesses approach travel spending, potentially shifting more corporate bookings toward Engine's platform to capture higher reward tiers. Companies may consolidate travel management and expense tracking into one system, which could affect traditional travel agencies and competing cards. Employees might benefit from gifted rewards, though businesses must weigh whether platform-specific booking requirements limit flexibility. The no-personal-guarantee feature may particularly appeal to startups, potentially increasing adoption among younger firms.