XRP’s Rally Leaves Investors Weighing Entry Point

XRP rose about 42% over 60 days to $1.53 but remains about 17% below its 2026 starting price. The rally has stalled just under its 50-week moving average of $1.56, where some holders may sell. A pullback to around $1.39 could justify waiting, while a close above $1.56 might push XRP toward $1.85.
XRP climbed from roughly $1.08 in late July to $1.53 by Sept. 27, 2026, a 42% two-month gain. Even so, it remains about 17% lower for the year and roughly 46% below its level a year earlier. It began 2026 near $1.85, so returning there would require about a 21% rise.
U.S. spot XRP ETFs drew $75.6 million during Sept. 21–25, up from $9.6 million the prior week. The advance has slowed, with a monthly gain of 9.9%, and price is sitting under its 50-week moving average near $1.56. A dip to about $1.39 would match a full retracement of that monthly gain.
XRP’s sharp move and ETF inflows may draw more retail and institutional attention to crypto, affecting investors who hold or consider buying the token. A stall near $1.56 could influence sentiment, with some buyers facing losses if a pullback follows, while a breakout might encourage further risk-taking. Because crypto markets are volatile and XRP lacks cash flows, outcomes could disproportionately affect smaller investors, though broader financial stability effects may remain limited.