Bank of America rolls out AI tool to automate treasury analytics
Bank of America launched a new AI-powered Payments Insights feature within its CashPro platform to analyze payment efficiency, cross-border flows, and working capital. The bank says the tool aims to free treasury staff from manual data work so they can focus on higher-value analysis and decision-making. Deloitte and BofA executives see AI moving beyond pilots to orchestrate entire treasury workflows, including forecasting and fraud detection.
Bank of America’s new Payments Insights sits inside CashPro and joins CashPro Data Intelligence, a suite that also covers cash-position forecasting and fraud-risk scoring. The bank reported CashPro handled 213 million payments in the first half of 2026, a 10% increase from the prior-year period.
A CashPro product executive said treasury teams face growing pressure to accomplish more with fewer resources, and firms are seeking to reduce manual work rather than restructure departments. A Deloitte report describes agentic AI advancing past pilots to coordinate workflows including cash-flow projections, risk assessment, and fraud identification within payment systems.
Treasury and finance staff may see routine data assembly automated, shifting roles toward interpretation, oversight, and technology skills. Companies could gain faster visibility into payment flows and working capital, potentially improving liquidity decisions and fraud response. Employees who do not receive retraining may feel pressure as workflows change, while banks and corporate clients may become more dependent on AI-driven analytics platforms.