Quick-Commerce Platform Zepto Integrates Apple Pay for Indian Users

Zepto has introduced Apple Pay as a payment option for users in India, enabling eligible customers to make purchases through Axis Bank Visa and Mastercard credit cards on compatible Apple devices. The feature uses biometric authentication via Face ID, Touch ID, or device passcode and stores payment details securely in Apple Wallet to prevent merchants from accessing physical card information. Currently limited to select Axis Bank cards and devices running iOS 18 or later, the supported banks and devices are expected to expand over time.

Zepto's adoption of Apple Pay represents a meaningful expansion of digital payment infrastructure in India's quick-commerce sector. The partnership leverages Axis Bank's card ecosystem as a starting point, with infrastructure provided by payment processor Razorpay, which has already integrated Apple Pay across its broader merchant network. This phased approach allows Zepto to test the payment method while both the participating bank and device compatibility lists are expected to grow.

The implementation emphasizes security through tokenization, where Apple Wallet stores encrypted payment credentials rather than exposing actual card numbers to merchants. Users benefit from biometric authentication requirements, reducing fraud risk compared to traditional card-present transactions. The feature complements rather than replaces existing payment rails like UPI, giving customers choice without disrupting established checkout flows.