Greece drafts 10% crypto gains tax with €500 exemption and amnesty window
A draft from Greece's finance ministry would set a 10% flat levy on profits from crypto sales, marking the country's first formal tax regime for digital assets. The plan includes a €500 yearly exemption and treats income from staking, lending, and liquidity provision as interest taxed at 10%. Swaps between crypto assets would not trigger tax, and people would have a 12-month window to report earlier gains without penalties.
Greece’s finance ministry opened the draft for consultation on Oct. 7–8, 2026. It would create the country’s first dedicated crypto tax code, replacing uncertainty for individual holders. The proposal taxes gains at a flat 10%, with a €500 yearly allowance, and treats staking, lending, and liquidity rewards as interest at the same rate.
Crypto-to-crypto exchanges would not be taxable events, and sales would avoid a digital transaction fee. The rate was reduced from a 15% signal in June 2026. A 12-month window would let people voluntarily report earlier gains penalty-free, as Greece aligns with EU transparency rules like DAC8.
For Greek crypto holders, the draft could bring predictability: a known 10% rate and €500 allowance may make planning easier. Active traders might benefit because swaps would not trigger tax, while DeFi users may need to track staking, lending, and liquidity rewards separately as interest. The amnesty window could encourage voluntary reporting, potentially widening compliance and giving authorities clearer visibility into digital-asset activity. Final rules may still change after consultation.