Sibos interview: David Geale on UK crypto policy, AI liability, and open finance

At Sibos, FinTech Futures spoke with David Geale of the FCA and PSR about how the UK is approaching crypto regulation. The conversation also covered liability questions tied to agentic AI and the future of open finance. Geale outlined upcoming regulatory priorities and changes in the payments sector.
David Geale of the FCA and PSR spoke with FinTech Futures at Sibos. The discussion focused on Britain's direction on cryptocurrency rules. It also covered responsibility questions involving agentic AI and where open finance may head. Geale outlined priorities for upcoming regulation and shifts in payments.
Changes in UK crypto policy, AI liability, and open finance could affect consumers, payment firms, banks, fintechs, and crypto businesses. Clearer rules may influence trust and access, while liability questions around agentic AI could shape how risks are allocated. Open finance may affect how people share financial data and choose services. The payments sector could see operational adjustments. These are potential effects, not certain outcomes, and depend on how regulators finalize priorities.