Ramsey Says $52,000 Knight Rider Replica Is Affordable for Debt-Free Millionaire

Dave Ramsey told a 49-year-old caller with no debt besides his mortgage and about $1 million net worth that he could spend $52,000 on a Knight Rider replica. Ramsey said the purchase was reasonable because it was only about 5% of the caller's net worth and would be paid in cash. He contrasted it with a teenager's $27,000 financed car, which he rejected because the payment consumed 20% of income on a depreciating asset.

On the October 7, 2026 Ramsey Show, Matt, 49, from Philadelphia, described being single, owing only a mortgage, earning $120,000 plus a 25% bonus, holding about $1 million net worth, and keeping roughly $110,000 liquid. The $52,000 replica would halve his cash but leave about $58,000. Ramsey noted the car's resale market would likely be tiny and said buy it anyway; co-host George Kamel encouraged him to enjoy it.

Earlier, Jonathan, 18, from Savannah, earned $2,200 monthly and had financed a $27,000 car with a $24,260 loan. Ramsey objected because the payment took 20% of income for a depreciating asset. The show's burn test treats big wants as zero-resale, checks that three to six months of cash remain, and rejects financing wants.

Count words. First paragraph: On(1) the2 October3 7,4 2026,5 Ramsey6 Show,7 Matt,8 49,9 from10 Philadelphia,11 described12 being13 single,14 owing15 only16 a17 mortgage,18 earning19 $120,00020 plus21 a22 25%23 bonus,24 holding25 about26 $1 million27 net28 worth,29 and30 keeping31 roughly32 $110,00033 liquid.34 The35 $52,00036 replica37 would38 halve39 his40 cash41 but42 leave43 about44 $58,000.45 Ramsey46 noted47 the48 car's49 resale50 market51 would52 likely53 be54 tiny55 and56 said57 buy58 it59 anyway;60 co-host61 George62 Kamel63 encouraged64 him65 to66 enjoy67 it.68

Second: Earlier,1 Jonathan,2 18,3 from4 Savannah,5 earned6 $2,2007 monthly8 and9 had10 financed11 a12 $27,00013 car14 with15 a16 $24,26017 loan.18 Ramsey19 objected20 because21 the